1. FAMILY INFLUENCE
What did you like or dislike about the way your family handled money, please share with one another.
What aspect of your financial management reflects your parents’ financial management?
2. SPENDING VERSUS SAVING
Try exchanging questions to determine how much money is “enough” savings.
What would you do if you received a $1,000 surprise?
3. HAVING VERSUS EXPERIENCING
What was the finest gift you have ever received?
Which would you prefer to fund: a dream vacation or a spectacular gift (new TV, car, etc.)?
4. MONEY STRESS
Ask each other this question: What causes you to worry about money?
How would you react if a collection call came in?
5. DEBT SITUATION
To start, ask each other how they feel about their debt.
Do you believe we should pay off any of your debts as a short term financial goal?
6. CREDIT SITUATION
Ask each other: How do you feel about your credit? to start the discussion.
Is there anything you’d like to change about your credit history?
7. JOINT ACCOUNTS
Ask each other if opening a joint account for shared costs might be simpler.
Do you feel at ease using a joint account that we both manage?
8. JOINT DECISIONS
What kinds of purchases would you wish to be advised on?
What amount of money do you feel is excessive to spend without consulting you first
9. DAY-TO-DAY MONEY MANAGEMENT
How at ease do you feel handling your bills and other financial obligations for your household?
How much information about our financial activities and savings do you want to know?
10. FINANCIAL GOALS
What are your top three financial objectives? How soon do you want to reach those objectives? You take time to list out your goals individually and/or combined.
Nudge Money is an online platform where you can create a Financial Plan within minutes. It is easy and interactive so it takes away stress in the process of planning for your present and your future. You can add your goals and answer questions about your financial situation so you can have your very own financial roadmap!