It’s exhausting to be an overachiever. We’re happy to leave the pie-in-the-sky, super big-picture stuff to the legions of financial experts and investing gurus out there. After all, does pie really belong in the sky?
Our money-saving tips are small, simple, reasonable, and achievable. They’re down-to-earth ideas that help cut costs in areas that are problematic for nearly everybody in modern society. So read on for some refreshingly realistic tips for saving money on online shopping, gift giving, entertainment, energy use, parking and gas costs, and going out to eat. Then, start off the new year feeling like a frigging champion.
We swear we’ll get this one over with quickly. But you didn’t seriously think we’d leave out the idea of saving money on insurance, did you? After all, here at Nudge Money, saving money is crucial and we will “nudge” you to do so.
Using our super-intuitive online quoting tool, you can get new quotes in minutes. Saving money on insurance has never been easier.
We’re not talking about actually clipping coupons. Coupon clipping can quickly feel overwhelming, and anyway we don’t really picture you rocking one of those expandable nylon organizers.
We’re talking about COUPON CODES. You know, promo codes, discount codes, daily deals, whatever you want to call them. It’s as simple as this: Before buying anything online, google the vendor name and the words “promo code.” That’ll bring up a range of websites devoted to cataloging such things. It’ll only take a minute or two to sift through recent entries to find anything worth trying. Whether you’re looking for an oil change or a new sofa, you may be able to reduce the cost or score free shipping.
Say it with us: “Coupons are not just for old people.” Coupons are for you, helping you reduce the burden of your online shopping habit! You may be surprised by how much you can save.
Whether you own or rent, you’re probably responsible for an electricity bill. Luckily, energy-saving tech gets better by the second, and common sense never goes out of style. Saving money may simply mean:
“It’s the thought that counts.” You’ve heard it a quadrillion times, and we’re afraid it’s entirely true. It’s time to stop thinking about gifts in terms of money spent or shiny brand names proffered. Start saving money by thinking about gifts as:
Parking and gas cost money. Despite Elon’s efforts, electric cars are not yet everywhere. What to do?
Feeding ourselves can be challenging, and it’s just so wonderfully easy to let someone else feed you. Unfortunately, whether we’re talking Taco Bell drive-through, GrubHub, or your favorite sit-down restaurant, eating-out costs add up quickly.
Decide on a reasonable weekly budget for going-out-to-eat expenses. For the first month, compel yourself to physically write down the costs of all takeout or dine-in meals. That way, you’ll become more conscious of your habits. After that, start using a free budgeting app like Mint to help you track these expenses. The overall goal, of course, is to become more mindful of how much you’re spending going out to eat — and to create some discipline that helps you keep those expenses in check.
When you go out, you’re essentially paying rent for the privilege of being allowed to sit, drink, eat, and have fun in some sort of special environment. Isn’t your home — or the home of a friend or family member — occasionally good enough for some sitting, drinking, eating, and having fun? Bonus: You may even be able to walk around in your socks!
At Nudge Money, we’re a big fan of board game nights. If you still think board games are limited to the likes of Monopoly, Life, and Trivial Pursuit, it’s high time you check out some of the tremendously cool board games that have emerged in the past 20 years. The crew at Shut Up & Sit Down do highly entertaining and informative reviews. If you think a regular invite-the-friends-over movie night suits you better, just google “best movie night movies” and choose your flavor (girls’ night, date night, family-friendly, outdoor, all-time best movies, etc.). After that, all that’s left is to enjoy the spectacular freedom of a socks-night-in.
Ready to get started on saving money RIGHT NOW? In just minutes, with our easy online quoting tool we will tell you if you may be able to save on auto or homeowners insurance. Why not check it out?